Nothing could be worse than shopping for a beach wardrobe in August only to discover that the stores are already stocking tweed and cashmere. We've sourced the essentials to throw into your tote--and places to find them year-round.

HAT Collapsible crocheted straw Lido $57; from, a shade seeker's dream site.

SARONG Tan print voile wraparound $50; available at Calypso Christiane Celle boutiques, 212/274-0449. Black sarong in a bag $65 by Graham Kandiah; at select Bergdorf Goodman stores.

SANDALS Black and beige Jack Rogers thongs $75; from, a resource for summer gear. Bandanna-print Dr. Scholl's slides $160; from, which sells thousands of sandals.

PANTS Red floral pants $180 by Lidi; sold at Eye of the Needle, Palm Beach, 561/833-4533; Peter Elliot, New York City, 212/570-2300; and Kristine Michael, Miami, 305/665-7717.

STRAW TOTE Andrea Stuart's black and white bag $195; from, an importer of handwoven accessories from Ecuador.

SUNGLASSES Bronze and gold Ray-Bans $79; sold at Sunglass Hut and Lenscrafters, or call 888/589-6884 for other stores.

BEACH MAT Natural woven roll-up by Inca at Apropo, $55; from, a resource for swimsuits and beach gear.

-- Melissa Eisberg