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Expert travelers know that in addition to a passport and a good pair of walking shoes, you just can’t travel abroad without a reliable credit card.
And when it comes to international travel, having the right card in your wallet can do so much more than earn points on your next vacation.
According to a report released on Monday by WalletHub, the best international credit cards go way beyond offering zero foreign transaction fees. The report looked at 13 metrics when evaluating almost 70 popular credit cards to determine the most useful for international travel.
Topping the list is the Barclaycard Arrival Plus World Elite MasterCard, which earned a total score of 88 out of 100. What sets this card apart is its convenience services — a PIN is automatically issued with the card, a replacement card can be expedited internationally if you lose yours while traveling, serious travel accident and trip cancelation insurance are included, and card holders have $0 liability for a lost or stolen card.
The Barclaycard Arrival Plus World Elite MasterCard also had a strong score for secondary benefits (travel emergency assistance, delayed luggage insurance).
USAA Visa Signature Cards snagged the No. 2 spot, with Citi’s ThankYou Premier and Prestige cards tying for third.
Perhaps surprisingly, Chase’s famous Sapphire credit cards (the Sapphire Preferred, which has been hailed as the perfect travel credit card, and the coveted new Reserve card) both landed at No. 8, with American Express Gold and Platinum cards falling well behind lesser-known cards, like the Wells Fargo Propel 365 (No. 11) and MERRILL + Visa Signature Card (No. 5).
Looking for the right card for your travel lifestyle? Check out our tip sheet for the best travel reward credit cards. And see where your card landed on WalletHub’s ranking of the best credit cards for international travel.