You Can Now Stay in the Vacation Home of Your Dreams and Pay Over Time


Affirm allows you to pay for your vacation over time, even after the trip is over—and lets you book it directly through your favorite travel sites like Vrbo or Expedia.

Couple on a trip together

Who hasn’t spent the last year pining for a getaway? As travel and social distancing restrictions begin to lift, it’s time to book that vacation home or destination that you’ve spent the last year dreaming about.

But the challenges of the past year have also taught us all lessons about the importance of financial responsibility. If you’re making progress toward your money goals, you may not want to pause the momentum, even for a much-needed—and much deserved—getaway. 

Thanks to the transparent credit card alternative Affirm, you may be able to pay for your vacation—without taking on additional debt or having to lay out the entire expense at once. Affirm offers you the flexibility to pay for the cost of your vacation over time, even after the trip is over—and lets you book it directly through your favorite travel sites like Vrbo or Expedia.

Different than credit cards

Unlike credit cards, Affirm does not charge variable interest, so you’ll know your set interest rate and the total amount the purchase will cost you upfront—and that total cost will never go up. Also, unlike a credit card, Affirm never charges late fees or penalties.

Finally, Affirm gives you the flexibility to choose a monthly or biweekly installment payment schedule that works for you, over three, six, or 12 months (or more). For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. That means you’ll know exactly how much you will pay—and when you pay it—from the time you make the purchase. You can set up autopay, or make payments and check your balance at any time through the Affirm website or app.

Easy booking with brands you know

Affirm, which has been providing Buy-Now-Pay-Later services to consumers for nearly a decade, makes it simple to pay for your next vacation. And, even better, you can still book it through your trusted travel site. Affirm works directly with your favorite travel brands like Vrbo and Expedia to help keep your planning stress-free. 

Jackson HolePhoto source: Vrbo. As low as $211/month with Affirm.

For example, if you’re interested in a family vacation with your grandkids, you can browse Vrbo and book an entire beach house in the Outer Banks or cabin in Jackson Hole—large, whole home options that will accommodate every member of the family. Simply click on the Affirm option at checkout, confirm that you’re qualified, and know that you’re set up to pay over time. Then get excited as you start planning different activities with your family, whether it’s exploring the great outdoors or making new memories while spending quality time together in the Vrbo vacation home you rented. 

Outer Banks homePhoto source: Vrbo. As low as $269/month with Affirm.

If a girlfriends’ getaway is more your speed, options abound on Expedia. Whether you’re interested in sunny Sonoma, California or lively Nashville, Tennessee, there will be a lot of details to finalize, from travel to restaurant choices. Luckily, Expedia has the travel elements covered: There you can book your hotel, flight, and car all at the same time. Confirm that you’ll pay for everything over time by clicking on Affirm at checkout, and start thinking about all those great pictures you and your girlfriends will be able to take. 

While thousands of vendors offer Affirm as a payment option, you can still use the service if you’re booking through one that doesn’t. In that case, simply login to Affirm via the app or website, indicate where you’re shopping, and see if you qualify for a one-time virtual card number you can use to complete the purchase. Then, you’ll pay Affirm back over time, just as you would if you selected the option at checkout.

After a year in which nearly all travel plans were put on hold, booking a vacation can feel like taking a big step toward a “normal” world. With Affirm it’s a step you can take right now, allowing you to spend time worrying about where your first trip is going to be—not about how you’re going to pay for it. 

Book your vacation now and pay for it over time by selecting Affirm at checkout.

Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. Options depend on your purchase amount, and a down payment may be required.

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