How to Have a Hurricane-Proof Vacation
Tip #2: Buy Travel Insurance Early
package policies can protect you if your vacation is disrupted by a hurricane.
Depending on their coverage, they can protect you if your airline or cruise
line stops operating; if your destination becomes uninhabitable because of a
storm; or if there is a hurricane warning (NOAA issues these warnings five days
before a hurricane is expected to hit). You can also buy travel insurance that
lets you cancel your trip for any reason, including just the threat of a
hurricane (although such coverage is costly, as much as 50 percent higher than
regular trip cancellation policies).
A good place to
start comparing travel insurance policies is insuremytrip.com, a portal that sells U.S. travel policies
from 19 different insurers (including American Express Travel Insurance and Global
Alert, two of the most popular). Remember to buy early. According to Jim Grace,
president and CEO of insuremytrip.com, the terms of any policy kick in only if
you buy it before the hurricane that could disrupt your vacation appears
on NOAA’s weather map.